2025 benefits info
What’s new and changing for 2025
Hired toward the end of 2024? Since our annual enrollment period has passed, you may need to enroll in 2024 benefits for now and 2025 benefits for the year ahead. All the info on this site applies to the current plan year (2024), but this page details the benefits updates for 2025, so whatever year you need coverage for, we’ve got you covered!
HSA limit increase
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If you’re not already enrolled in the Lenovo Health Saver medical plan — which comes with a tax-advantaged Health Savings Account (HSA) — this is the perfect time to consider making the switch. One big reason: In 2025, you’ll be able to set aside even more money in your HSA. The maximum contribution limit is increasing to $4,300 (includes Lenovo’s contribution) for employee-only coverage and to $8,550 (includes Lenovo’s contribution) for family coverage. That’s a pretty big chunk of tax-free money that you can use to either pay for your current medical expenses or save for your future expenses!
Lenovo Health Saver medical plan deductible change
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Due to IRS rules, the annual deductible for the Lenovo Health Saver medical plan is increasing from $1,600 to $1,650 for employee-only coverage and from $3,200 to $3,300 for family coverage. The out-of-network deductible is not changing.
Prescription drug copays and maximum coverage amounts increasing for Cigna plans
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If you’re in a Cigna medical plan, the copays and maximum amounts covered will be increasing for both retail and mail-order drugs.
Here’s the 2025 prescription drug coverage for the Cigna plans.
Retail
Mail order
2025 monthly paycheck contributions
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Due to continually rising health care costs, your contributions for medical and dental coverage will increase next year. Lenovo will absorb a portion of these cost increases, but be sure to review the new monthly contributions below to understand how these changes will affect you.
Here are your 2025 monthly medical contributions.
Here are your 2025 monthly dental contributions.
Identity theft protection plan upgrade
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Through Allstate Identity Protection Pro Plus, you’ve had access to identity, credit, and social media reputation-monitoring services for just $7.45 a month (for just you) or $12.95 (for you and your family). In 2025, the plan is being upgraded to the Pro Plus Cyber plan, which will also cover personal device security, VPN with anti-tracking and ad-blocking, password management, and network security. Even with these additional services, you’ll pay the same monthly cost.
Increased benefits for accidental injury, critical illness, and hospital care insurance
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Your supplemental insurance plans will offer even greater peace of mind in 2025. Here are some of the plan changes in store.
- Accidental injury – sports benefit rider added
- Critical illness – behavioral health and musculoskeletal rider added; advanced heart failure and advanced obesity benefits increasing; wellness benefit automatically paid
- Hospital care – newborn stay and ICU benefits added; newborn admission benefit increasing
Need help picking a plan?
If you want:
In-the-moment support while enrolling:
When you’re selecting your medical plan while enrolling in the Lenovo Benefits Administration Center, you’ll have the option to compare medical plans. Look for the box that says “Compare this plan” to see how the plan options will compare in 2025.
There’s also a “Compare Plans” icon on the homepage that allows you to compare 2024 and 2025 plan options.
For additional help selecting your medical or dental plan, you can explore MyChoice, the Lenovo Benefits Administration Center’s interactive decision-support tool. MyChoice will ask you a few questions and provide you with recommendations based on your needs.
Note: If it’s been a while since you’ve visited the newly updated Lenovo Benefits Administration Center, featuring expanded content, you may be asked to reconfirm your communications preferences.
One-on-one assistance with medical and dental plan decisions:
Contact our Cigna Client Service Partner, Jennifer Parrish, to schedule a virtual appointment, or contact Cigna directly:
- Non-members: Call Cigna Customer Service Advocates at 1-888-806-5042.
- Members: Call the Cigna One Guide service at 1-800-244-6224.
Your questions answered in real time:
Chat with your virtual benefits assistant, Sofia.
Financial advice:
Schedule a virtual meeting with a Fidelity professional.
Questions?
Get 24/7 support through Sofia, your virtual benefits assistant.
Things to know
If you already have health insurance elsewhere
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Don’t want Lenovo medical plan coverage in 2025? Be sure to select “Decline Coverage” during annual enrollment. You may have to certify that you have coverage elsewhere.
If you and your spouse/domestic partner both work for Lenovo
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Either you or your spouse/domestic partner must opt out if the other selects employee + spouse/domestic partner coverage or family coverage. You can’t enroll in the health care programs under your own coverage and also be covered as an eligible dependent under your spouse’s/domestic partner’s coverage. Similarly, your dependent children can only be covered by either you or your spouse/domestic partner, not by both of you.
Ready to enroll in your 2025 benefits?
Don’t forget!
If you want to participate in an HSA, an HCSA, or a DCSA, you have to reselect these benefits. Your current elections will not carry over to 2025.
Price your medications
Check medication prices, see what pharmacies are in-network, and find out what medications are covered by the Lenovo Health Saver, EPO, and PPO plans.
Want more details about the plans?
Check out the Summaries of Benefits and Coverage (SBCs).
Important legal notices
Understand your enrollment rights, prescription drug coverage and Medicare, Medicaid and the
Children’s Health Insurance Program, and more.
Questions?
Lenovo Benefits Administration Center
1-844-319-3412
Website